Impact Investments Daily Rates

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The following rates apply to approved financial institutions interested in participating in the Treasurer’s Community Development Linked Deposit or Access to Capital Programs. The rates quoted herein are for illustrative purposes only and are subject to change without notice. If you are not currently an Approved Depository, go to the section, Become an Approved Program Depository, for all appropriate forms, documentation, and instructions. Financial institutions, please contact the Banking Division Time Deposit Section at 217-782-0764 to discuss any state deposit terms for submitted applications.

To learn more about the Invest In Illinois Rate Methodology (PDF).

Important updates are available in the 2024 Community Development Linked Deposit Program Letter (PDF).  Program updates effective January 1, 2026, through December 31, 2026.

May 1, 2026
Access to Capital30 days90 days180 days365 days2 years
State
State Treasurer’s Community Development Linked Deposit Programs1 year2 years3 years
Ag Invest
Agricultural Long-Term
Agriculture Annual Operating for May 2026
Business Invest
Community Uplift Program (CUP)
Community Invest
Opportunity Illinois
Cannabis Banking Services for May 2026

To access the SCALE UP program 1-year rate, contact Rebecca Huston at 217-558-6217.