Mortgage Loan Guarantee for Lenders

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Borrower Information
Guarantee Application
Lender Participation Application
Lender Usage Form
Program Guidelines
HUD Income Limits
Contact Finally Home

Want to participate in the Finally Home program?

Lenders interested in participating must complete and submit a guarantee application to the Illinois State Treasurer’s Office.

Participating lenders help eligible Illinois borrowers access mortgage financing through responsible lending practices.

How to Participate

To get started, lenders should:

  • Review program requirements
  • Complete the guarantee application
  • Submit all required supporting materials for review

Why participate

By participating in Finally Home, lenders can help qualified borrowers who may not meet every conventional underwriting standard but are still strong candidates for sustainable home financing.

Why Finally Home

Finally Home helps expand access to homeownership and refinancing opportunities for Illinois residents while promoting fair, responsible lending. Through partnerships with participating lenders, the program gives eligible borrowers a path forward when they need additional support to secure a mortgage. Complete a guarantee application to become a participating lender.