Access to Capital and Invest In Illinois Daily Rates

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The following rates are for approved financial institutions who are interested in participating in the Treasurer's Community Development Linked Deposit or Access to Capital Programs. The rates quoted herein are for illustrative purposes only and are subject to change without notice. If you are not currently an Approved Depository, go to the section, Become an Approved Program Depository, for all appropriate forms, documentation and instructions. Financial institutions, please contact the Banking Division Time Deposit Section at (217) 782-0764 to discuss any state deposits terms for submitted applications.

To learn more about the Invest In Illinois Rate Methodology click here


The newly launch SCALE UP program 1 year rate for April is 2.62%


Important Program changes can be found here.  Program changes effective June 1, 2024 through December 31, 2024.





Monday, July 15, 2024
Access to Capital 30 days 90 days 180 days 365 days 2 years
State 5.58 5.54 5.40 5.09 5.53
State Treasurer’s Community Development Linked Deposit Programs 1 year 2 years 3 years
Ag Invest
Agricultural Long-Term 2.61 2.61 2.61
Agriculture Annual Operating for July 2024 2.61 2.61
Business Invest
Community Uplift Program (CUP) 2.61 2.61 2.61
Community Invest
Opportunity Illinois 2.61 2.61 2.61
Cannabis Banking Services for July 2024 4.76